保険料計算機
生命保険・損害保険料を計算
💡 2025 Premium Standards
- Based on latest mortality tables
- Digital healthcare data integrated
- ESG-compliant insurer rates applied
- Actual premiums may vary by insurer
📋 📋 Basic Information
🏥 🏥 Health Status
💰 💰 Coverage Design
💡 Insurance Tips
- Optimal Coverage: 7-10x annual income is typical
- Premium Budget: Keep within 10% of income
- Regular Review: Review every 3-5 years
- Compare Policies: Shop multiple insurers
- Start Young: Better rates when young and healthy