Insurance Premium PB Analyzer 🛡️

Analyze fixed expenditure risks against your monthly income and diagnose optimal insurance weight.

Net Monthly Income

Current Total Monthly Premium

Dependents Status

가장 및 부양가족의 유무에 따라 적정 방어선 기준(6% / 9%)이 달라집니다.

Financial Risk: Danger 🚨

Excessive spending of 270,000$ per month compared to budget. Significant loss of investment opportunity costs.

Current Premium

450,000 $

Recommended Premium

180,000 $

Recommended Premium (6%)Current Premium (15%)

흰 선이 적정 방어선입니다. 빨간(노란) 바가 선을 넘어섰습니다.

PB Comment

Securing liquidity is urgent. We strongly recommend analyzing your insurance portfolio for excessive whole life insurance or duplicate riders.