💡 2025 Latest Insurance Rates
- Based on new standard mortality tables (2025 revision)
- Incorporates digital health data and AI risk assessment
- ESG-compliant insurers preferred rates applied
- Actual premiums may vary by insurance company
📋 Basic Information
🏥 Health Status
💰 Coverage Design
💡 Insurance Tips
- Adequate Coverage: Generally 7-10 times annual income
- Premium Budget: Keep within 10% of income
- Regular Review: Review every 3-5 years or with life changes
- Compare Options: Compare multiple insurers before choosing
- Buy When Young: Lower rates when younger and healthier